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When you need to send or receive funds, money orders are often a safe and reliable option. They are commonly used for transactions where a personal check or cash might not be ideal, like paying rent or sending money across the country.
If you are a customer of Huntington Bank, you may be wondering, “Does Huntington Bank do money orders?” The short answer is no, Huntington Bank does not sell money orders, but they do cash money orders for current customers.
In this blog post, we’ll take a closer look at Huntington Bank’s services regarding money orders, alternative options for sending money, and where you can purchase money orders if you need them.
Introduction to Money Orders
A money order is a form of payment that works similarly to a check but is prepaid. They are commonly used for transactions where the sender does not want to use cash or a personal check. Money orders are especially useful for individuals who do not have access to a checking account or for transactions that require guaranteed funds.
Money orders can be purchased at various locations, and they are often used for paying bills, rent, and other transactions that require secure payment. But does Huntington Bank offer this service? Let’s explore this further.
Does Huntington Bank Do Money Orders?
The straightforward answer to this question is no. Huntington Bank does not sell money orders. If you are looking to purchase a money order directly from Huntington, you will need to look elsewhere. However, Huntington Bank does provide a useful service when it comes to cashing money orders for existing customers.
This means that if you already have a money order and are a customer of Huntington Bank, you can take it to one of their branches to cash it. This can be a convenient option if you need quick access to the funds. However, it’s important to note that this service is only available to those who hold an account with Huntington Bank.
Cashing Money Orders at Huntington Bank
If you are a Huntington Bank customer and need to cash a money order, the process is relatively simple. All you need to do is bring the money order to your local Huntington Bank branch, along with any necessary identification.
Huntington will then verify the money order and, if everything checks out, will provide you with the cash or deposit the amount into your account.
This service can be helpful if you receive a money order as payment or if you are sending one and prefer to have the recipient cash it at your bank.
Just keep in mind that Huntington Bank’s policy on cashing money orders may vary depending on the type of account you have or other factors. Therefore, it is always a good idea to check with your local branch to confirm the details.
Alternative Options for Sending Money
While Huntington Bank does not offer money orders for purchase, there are alternative ways to send money securely. If you need to send money and need a form of payment other than cash or personal check, consider these options:
1. Cashier’s Checks
A cashier’s check is another reliable option for sending money. Cashier’s checks are similar to money orders in that they are prepaid and guaranteed by the bank. To get a cashier’s check, you can visit any bank, including Huntington Bank, where they will issue the check for you after you provide the required funds.
Cashier’s checks are typically used for larger transactions, such as purchasing a car, paying a deposit for an apartment, or making a large payment where personal checks might not be accepted.
2. Multiple Money Orders
If you need to send an amount that exceeds $1,000, you might consider purchasing multiple money orders. Many institutions, including the U.S. Postal Service, allow you to purchase multiple money orders, so you can send a larger sum in smaller increments.
While Huntington Bank doesn’t sell money orders, other locations such as the USPS or major retail stores will be able to provide you with the money orders you need.
3. Wire Transfers
Another option for sending money is a wire transfer. While wire transfers are often used for larger sums, they are a secure way to send money directly from one bank account to another.
Huntington Bank offers wire transfer services for both domestic and international transfers. If you need to send money quickly, a wire transfer can be an excellent alternative to using money orders.
4. Online Payment Services
In today’s digital age, many people are turning to online payment services such as PayPal, Venmo, and Zelle. These services allow you to send money to individuals or businesses quickly and easily.
While these services are not money orders, they can be used to transfer funds securely, and they offer the convenience of being able to do so from your phone or computer.
Where to Get Money Orders
Although Huntington Bank does not sell money orders, there are many other locations where you can purchase them. Here are some of the most common places to buy money orders:
1. U.S. Postal Service (USPS)
One of the most common places to purchase money orders is at the U.S. Postal Service. USPS money orders are widely accepted and can be used for various transactions. They are often a reliable option for sending payments securely.
2. Grocery Stores
Many grocery stores offer money orders as well. Chains such as Walmart, Kroger, and Safeway have money order services available at their customer service counters. If you need to send money quickly and don’t have time to visit a bank or the post office, this can be a convenient option.
3. Convenience Stores and Check Cashing Stores
In addition to grocery stores, many convenience stores and check cashing stores also sell money orders. These stores are often open late or 24 hours a day, making them a good choice if you need to send money outside of regular business hours.
4. Payday Loan Stores
Some payday loan stores offer money orders for sale, but it’s important to note that these stores often charge higher fees for their services. While they may be an option in urgent situations, you should compare the costs before using this service.
5. Big-Box Retailers
Big-box retailers like Target and CVS are other locations where you can purchase money orders. These retailers often have partnerships with third-party providers, such as Western Union or MoneyGram, to offer money orders to customers. While the fees may vary, they are typically a reliable and convenient option for those in need.
Understanding the Fees Associated with Money Orders
When purchasing money orders, it’s important to understand that fees can vary depending on the provider and location. On average, you can expect to pay anywhere from $1 to $5 for a money order, although fees may be higher for larger amounts or at certain locations.
It’s also worth noting that some providers may charge additional fees for processing or for sending money orders internationally. Be sure to check the fee schedule at the location where you plan to purchase the money order to avoid any surprises.
Frequently Asked Questions
Here are some of the related questions people also ask:
Does Huntington Bank sell money orders?
No, Huntington Bank does not sell money orders. However, they offer a service for cashing money orders for their current customers.
Where can I purchase money orders if Huntington Bank doesn’t sell them?
You can purchase money orders at locations such as the U.S. Postal Service, grocery stores, convenience stores, check cashing stores, payday loan stores, and big-box retailers like Walmart and CVS.
Can Huntington Bank cash money orders?
Yes, Huntington Bank can cash money orders for their existing customers. You can bring your money order to a branch, and they will cash it for you.
What are the alternatives to money orders for sending money?
Alternatives to money orders include cashier’s checks, wire transfers, and online payment services like PayPal, Venmo, or Zelle.
How much do money orders cost?
The cost of a money order typically ranges from $1 to $5, but fees can vary depending on the provider and location.
Can I use a cashier’s check instead of a money order?
Yes, you can use a cashier’s check instead of a money order. Cashier’s checks are often used for larger transactions and are guaranteed by the bank.
Does Huntington Bank charge a fee to cash a money order?
Huntington Bank may charge a fee for cashing money orders, depending on the type of account you have and other factors. It’s best to check with your local branch for specific details.
Can I buy a money order at Walmart?
Yes, Walmart offers money order services. You can purchase money orders at their customer service desk, and the fees typically range from $1 to $1.50.
Are money orders safe for sending large amounts of money?
Yes, money orders are a secure method of sending money, as they are prepaid and guaranteed. However, for larger amounts, you may want to consider using alternatives like cashier’s checks or wire transfers.
The Bottom Line
To recap, Huntington Bank does not sell money orders, but they do provide a service for cashing money orders for their existing customers. If you are a Huntington Bank customer and have a money order, you can bring it to a branch to cash it.
However, if you need to purchase a money order, you will need to look elsewhere. The U.S. Postal Service, grocery stores, convenience stores, and other retail locations are common places to buy money orders.
If you’re looking for an alternative to money orders for sending money, you might consider options such as cashier’s checks, wire transfers, or online payment services. These options provide additional ways to send money securely and efficiently.
Always be sure to compare fees and services before choosing the best option for your needs. Whether you need to send a small payment or a large sum, there are plenty of ways to do so without relying on money orders, even if Huntington Bank doesn’t offer this service.