Does Family Dollar Have Money Orders?

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If you’ve ever wondered whether Family Dollar provides money orders, you’re not alone. Many people rely on places like Family Dollar for convenient financial services, especially when they need to send money quickly or pay for goods without using cash.

However, Family Dollar does not offer money orders. But, don’t worry. They have something that might interest you—Western Union’s goCASH service for money transfers. Let’s explore this service in detail and look at how it compares to money orders.

Does Family Dollar Have Money Orders?

When it comes to handling money transfers or paying bills, Family Dollar is often a go-to destination for many customers due to its accessibility and affordability. Family Dollar offers various financial services, but it’s important to clarify what they do and don’t offer.

You might be familiar with money orders, which are often used for secure transactions. However, if you’re asking, “Does Family Dollar have money orders?” the answer is no, they do not. Instead, they provide Western Union’s goCASH service for money transfers.

In this post, we will explain the goCASH service, how it works, and why it might be a suitable alternative to money orders.

What is Western Union’s goCASH Service?

Family Dollar partners with Western Union to offer the goCASH service, which is a popular option for sending money domestically or internationally. goCASH is designed to help people send money quickly and securely, offering a different method compared to traditional money orders.

Unlike money orders, which are pre-paid and typically used for one-time payments, goCASH allows you to send money to someone else, and they can pick it up at any Western Union location. This makes it a great option for transferring funds without needing a bank account or a credit card.

How Does the goCASH Service Work?

If you’re asking, “How does the goCASH service work at Family Dollar?” here’s a simple breakdown:

1. Go to a Family Dollar Store: Visit a Family Dollar store that offers Western Union services. These locations are easy to find, as many Family Dollar stores partner with Western Union.
2. Purchase a GoCASH Money Transfer: At the register, tell the cashier that you want to use the goCASH service. You will be able to send money to another person for an affordable fee. You can send between USD 50 and USD 200 per transaction.
3. Complete the Transaction: You will need to provide the recipient’s name and the details of the money transfer. Once the transfer is complete, you will receive a receipt that includes a reference number.
4. Recipient Collects the Money: The recipient can then go to any Western Union agent location (which includes many retail stores, banks, and even some grocery stores) and pick up the money using the reference number you provided.

One of the advantages of goCASH is that it’s available at many Family Dollar locations, and it allows for both domestic and international transfers. This means that, whether you need to send money across the country or to another part of the world, you can do it easily through the Western Union network.

Differences Between Money Orders and goCASH

When answering the question, “Does Family Dollar have money orders?” we must first understand the difference between money orders and services like goCASH. While money orders and money transfers may seem similar, they are not the same.

1. Purpose and Use: Money orders are often used for specific transactions such as paying bills or sending payments to individuals or companies. They are a form of prepaid payment, similar to checks but without the need for a bank account. On the other hand, goCASH is used for transferring funds between individuals, making it more suitable for sending money to a person directly.
2. Payment Method: When you purchase a money order, you pay for it upfront with cash or a debit card, and it represents a guarantee of funds. With goCASH, you are sending money directly to someone and they can pick it up later, so the transaction is immediate, and the recipient has more flexibility in how they receive the funds.
3. Pickup Locations: Money orders can be cashed at various financial institutions and some retail stores. However, with goCASH, the recipient must pick up the money at a Western Union location, which might be a Family Dollar, a bank, or a grocery store. This gives the recipient more options for retrieving the funds.
4. Transaction Size: Money orders generally have a higher limit for the amount of money you can send, often up to $1,000 or more, depending on the provider. In contrast, Family Dollar’s goCASH service allows money transfers of only up to $200 per transaction.
5. International Transfers: Western Union’s goCASH service allows for international money transfers, which money orders cannot easily accommodate. If you need to send money across the globe, goCASH is an excellent option for that.

Benefits of Using goCASH at Family Dollar

While Family Dollar does not offer money orders, there are several benefits to using their Western Union goCASH service. If you need to send money quickly and securely, here’s why goCASH might be a good choice for you:

1. Convenience: Family Dollar stores are widespread, so you can easily find a nearby location that offers the goCASH service. This makes it very convenient if you need to send money on the go.
2. Speed: The goCASH service allows you to send money quickly. In many cases, the recipient can pick up the funds almost immediately, especially if they are located in the same country.
3. Flexibility: With goCASH, you can send money both domestically and internationally. This makes it more versatile than money orders, which are often limited to domestic transactions.
4. Affordability: Sending money through goCASH is generally affordable. Fees are competitive, and you have the ability to send a relatively large amount (up to $200 per transaction).
5. No Bank Account Required: You don’t need a bank account to use the goCASH service. This is a major advantage if you don’t have access to a traditional bank but need to send money.

Is goCASH a Good Alternative to Money Orders?

If you’re accustomed to using money orders for paying bills or sending money, the goCASH service could be an excellent alternative, especially for transferring funds to individuals.

Although Family Dollar doesn’t offer money orders, their partnership with Western Union through goCASH gives you a flexible and fast option for money transfers.

The goCASH service is ideal for smaller amounts of money, especially when you need the transfer completed quickly. However, if you’re looking to send larger sums of money, a money order may be the better option, as they typically allow higher limits.

Nonetheless, goCASH has the added advantage of international transfers, which most money orders do not.

Frequently Asked Questions

Here are some of the related questions people also ask:

Does Family Dollar offer money orders?

No, Family Dollar does not offer money orders. However, they do offer the Western Union goCASH service for sending money transfers.

What is the Western Union goCASH service at Family Dollar?

The Western Union goCASH service at Family Dollar allows customers to send money transfers ranging from USD 50 to USD 200 to any recipient who can pick up the funds at a Western Union location.

Can I send money internationally at Family Dollar?

Yes, you can send money internationally using the Western Union goCASH service at Family Dollar. This allows you to send funds to recipients in other countries.

How does the goCASH service work at Family Dollar?

To use the goCASH service, visit a participating Family Dollar store, provide the recipient’s information, and send money. The recipient can then collect the funds at any Western Union location using a reference number.

How much money can I send using goCASH at Family Dollar?

You can send between USD 50 and USD 200 per transaction using the Western Union goCASH service at Family Dollar.

Is the Western Union goCASH service cheaper than money orders?

The cost of using the goCASH service depends on the amount being transferred. Generally, it is an affordable option, but fees can vary based on the amount and destination. Money orders also have fees, but goCASH offers more flexibility with international transfers.

Can I pick up the money I send through Family Dollar at any location?

Yes, the recipient can pick up the funds from any Western Union agent location, which could include other Family Dollar stores or other retail outlets that partner with Western Union.

What’s the difference between a money order and the goCASH service?

A money order is a prepaid payment used for making payments, while the goCASH service is used to send money transfers. Money orders are generally for one-time payments, while goCASH allows transfers to other people with flexible pickup options.

Can I use Family Dollar’s goCASH service without a bank account?

Yes, you do not need a bank account to use the goCASH service. You can pay for the transfer with cash, making it an ideal option for individuals without bank accounts.

The Bottom Line

To answer the original question, “Does Family Dollar have money orders?”—no, they do not offer money orders. However, they do provide a convenient, fast, and secure money transfer option through the Western Union goCASH service. This partnership allows you to send money both domestically and internationally with ease.

If you’re looking to send money quickly and don’t require the traditional method of a money order, the goCASH service is a great choice. It’s fast, affordable, and accessible at many Family Dollar locations.

So, while Family Dollar doesn’t handle money orders, their goCASH service is a worthy alternative that can help you complete your financial transactions without a hitch.